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Luckily, there are a range of government-backed, low-cost and shared ownership schemes available to wannabe buyers.
The HOmeBuy Direct scheme, for example, provides homebuyers with an interest-free 'equiy loan' of up to 30% of the cost of a home on certain developments across the UK.
The scheme is aimed at helping buyers with a household income of less than £60,000 to afford the home they want.
Springhead Park,a new development by Countryside Properties and Land Securities in Ebbsfleet Valley, Kent,
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currently had shared equity homes available and hopes to include some HomeBuy Direct properties later this year.
Properties range from one-bedroom apartments to four-bedroom homes. A tree-lined boulevard runs through the heart of the development and a beautifully landscaped park is the centrepiece.
It is close to Ebbsfleet International Station, where the UK's first domestic high-speed train offers communters a 17-minute journey to London St Pancras.
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