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However by purchasing a two bedroom apartment at Countryside’s Acton Gardens in Acton, W3, with the assistance of the new London Help to Buy scheme, she has decreased her monthly payments compared to the rent she was paying and bought a bigger property than she thought possible.
Gemma comments: “I have been saving to buy my first home since I moved to London six years ago, but in May last year I moved in with my friends after my personal circumstances changed and that gave me a final push to start looking to purchase my own house. I came across Acton Gardens almost by accident, it’s on my route to work, and I decided to visit the marketing suite. I was immediately impressed with the development and what it offered, but the two bedroom apartment I wanted was slightly out of my price range. I continued my search, visiting many new developments around London and the surrounding areas but found them all so expensive with so little to offer.
“When London Help to Buy was announced in the Autumn, I did my research and worked out that if I waited for the scheme to launch in February, I would be able to afford a two bedroom apartment at Acton Gardens. I was very excited as I had almost resigned myself to purchasing either a one bedroom apartment, or moving further out of the city. I have had my heart set on Acton Gardens from the beginning, so with the help of London Help to Buy, I get my dream home, and I’ll be paying less than my current rent. I am extremely pleased that the London Help to Buy scheme has enabled me to get the property I wanted, at a price I could afford, and I’ve been recommending it to friends and colleagues!”
To qualify for the new Help to Buy London scheme, buyers need a deposit of 5% and a mortgage for up to 55% of the value of the home. The Government provides an equity loan of up to 40% of the property’s value, which is interest free for the first five years.
Gemma concludes: “Acton Gardens was exactly what I was looking for and purchasing here was an easy decision once I was sure I could afford it. The modern apartments offer a very high specification and the area has benefited from substantial regeneration and investment, including the forthcoming arrival of Crossrail in 2019. Acton is now a vibrant and thriving place to be and I know I’ve invested in an area that will only continue to gain in value.”
Currently available at Acton Gardens are the Mansion Building Apartments at West Park Quarter. A stylish collection of one and two bedroom apartments, three bedroom überhauses and three and four bedroom penthouses, created with convenience, style and security in mind.Interiors are designed with flexible free flowing living space featuring extensive glazing to maximise natural light. Most apartments also benefit from a terrace, providing an attractive space for entertaining guests.
The new homes boast a superb specification, with stylish kitchens featuring stone worktops, handle-less wall and base units, chrome accessories, ceramic floor tiles and a range of integrated appliances. Bathrooms and en suites comprise crisp white sanitaryware with chrome finishes and contrasting ceramic tiling.
Eco features are incorporated to help reduce energy consumption including double glazing, green roofs, solar panels and an energy centre to supply some of the heat and power, resulting in lower utility bills. The homes will achieve a minimum Code for Sustainable Homes Level 4 offering low heating, power and water consumption.
A range of new social and commercial community facilities are due to be built at the Hub, a 55,000 sq ft facility that will be located in the centre of Acton Gardens. This will also include a central plaza with a local convenience store, new public open space and other community amenities, helping to bring residents of all age groups together.
Green open space plays a vital role at Acton Gardens, with tree-lined streets designed around a series of parks, squares and communal gardens, featuring extensive landscaping, play areas and the existing allotments. In a nod to the traditional appeal of London’s parks and squares, the outdoor spaces are designed to create social places for people to relax and enjoy, and community interaction is encouraged. The plans also include a proposed new bus route and street network linking with the surrounding area, as well as the zip car club which is available for residents use.
With excellent transport connections, Acton Gardens is located within a short walk of Acton Town underground station providing Piccadilly and District Line services into the West End and the City. It is also close to Acton main line station, which will benefit from becoming a station on the Crossrail line when it opens in 2019.
Nearby Chiswick High Street offers an exciting range of designer boutiques, good pubs and restaurants, whilst the Westfield regional shopping centre at White City is only 20 minutes away by tube. For sports enthusiasts, golf is available at Old Deer Park, pitch and putt at Gunnersbury Park and tennis in Acton Park.
Prices for an apartment at Acton Gardens currently start from £542,500. For further information please visit www.actongardens.co.uk or call 020 8993 6923.
Information correct at time of publication.